Is Bank PO better than a Railway job?
Being the second largest population in the world, we Indians try to get the best out of something as well as adjust or cope with any problem. With the recent scams surfacing, we can say that we tend to push over a problem or find a temporary solution to it. We even have a word for it “Jugaad”. To feed India’s growing population, a job has become one of the necessities along with the Food, Water, Shelter, Clothing.
What makes a Bank Job different from Railway Job?
A Bank Job requires a certain amount of skill and knowledge about numbers and accounting. Whereas jobs in Railways require technical skill for a large part. However, both these sectors contain a grey area that crossover both the sectors.
Now coming to the Bank PO job or Probationary Officer post. A probationary officer trains to be in a managerial position. A PO trains for 2 years and then joins the bank’s branch as the Assistant Manager. Where he/she will be responsible for the general functioning of the Bank’s day-to-day tasks along with administrating duties of various levels.
RPF Recruitment differs from the post you apply for. It can be one of the 4 Groups (A, B,C, D). Group A posts in Railways are high paying and comes with a lot of responsibilities. It can vary from a high post such as Divisional Railway Manager, who is in charge of a whole division or Engineering services which deal with various technical tasks like construction, maintenance, signaling, etc.,
Role of a Bank Probationary Officer
- Before a Bank PO completes his/her probationary period of 2 years, they will have to train from clerical jobs to finance, investment, scrolling, account preparation and public relations.
- After the probationary period, the PO will be posted as the Assistant Manager of a branch, where they will handle the branch’s daily routine of passing cheques, issuing drafts, managing cash flow, issuing ATMs, etc.
- They will also be given additional responsibilities of managing loans, mortgages and financing.
- As a Public Relations Officer, a PO must handle customer complaints such as errors in cheques, accounts to discrepancies in the bank’s services provided to the customers.
- As and when the PO gains more knowledge about administering their duties, he/she will be given the authority to create the bank’s budgets, marketing, loan processing, managing the branch’s investments, etc.
- In addition to the above-mentioned responsibilities, a PO is also expected to take on a supervisory role and manage the clerical staff.
Tasks such as signaling, ticket checking, issuing and other clerical jobs require basic education. Technical jobs such as Loco Pilot, Electrical Engineer, Civil Engineer and various such jobs require expertise in the concerned field. The railways provide job opportunities in the following fields.
- Indian Railway Traffic Service
- The Indian Railway Accounts Service
- Indian Railway Personnel Service
- Railway Protection Force
- Indian Railway Service of Engineers
- The Indian Railway Stores Service
- Indian Railway Service of Mechanical Engineers
- Indian Railway Service of Electrical Engineers
- Railway service of Signal Engineer
- Inquiry cum reservation clerk
- Accounts clerk
- Trainee Assistant
- Signal Inspector
- Junior Accounts Assistant
- Skilled artisan
- Law Assistant
- Statistical Assistant
- Trainee Electrician
- Apprentice Train Examiner
Since the railways are a Public sector undertaking under the control of the central government. Benefits ranging from extended leaves, travel allowances, higher pay matrix which is revised periodically. So, employees benefit a lot from having a Railway Job. Therefore, keeping in mind all these differences, make your choice between a Bank Probationary Officer or a Job in the Railways.